Tax and Wealth Management


Nobody likes to think about what happens after their death, but seeking expert advice will give you peace of mind that you are protecting your assets for your loved ones. That way you can be sure that they will be financially secure when you are no longer around to look after them.

On your death, inheritance tax (IHT) is levied at a hefty 40 per cent on your estate above an allowance known as the nil rate band – frozen at £325,000 until at least the 2018-19 tax year – so forward planning is essential.

Our estate and inheritance tax planning specialist will work with you to identify ways to minimise your tax liabilities. We’ll review your estate, including personal and business assets, and prepare a tax-efficient will – a cornerstone of estate planning.

We’ll look at tax-minimisation opportunities, including trusts, and advise you on ways to make best use of the gifts and exemptions allowed under the IHT regime, including lifetime gifts, annual gifts, gifts to charities and agricultural and business property relief.

And we’ll make sure that we look at your estate planning from all angles so that, for example, a gift that saves inheritance tax does not unnecessarily create a capital gains tax liability.

We can also manage your estate planning to give you financial security during your lifetime and can make arrangements that take into consideration the possible need for long-term care in the future.

To find out more about how we can help you, please contact us.